Stablecoin.nyc: news, analysis and guides on stablecoins and digital asset markets

Lesa Moné · Oct 26, 2026Public

Stablecoins Explained

Are Stablecoins Safe? The Real Risks, Explained

Are stablecoins safe? How reserves, regulation and custody affect risk, what the USDC and TerraUSD depegs showed, and how to judge any stablecoin.

Fundamentals

How to Buy USDC: A Step-by-Step Guide

How to buy USDC: the cheapest ways to buy on exchanges or in wallets, step by step, plus how to choose the right network and avoid costly mistakes.

Lesa Moné · Oct 20, 2026Public

Stablecoins Explained

What Is USDT? Tether Explained: How It Works, Reserves, and Risks

What is USDT: how Tether's stablecoin works, what backs it, how it fits the GENIUS Act and USAT, and the real risks of holding it.

Lesa Moné · Oct 20, 2026Public

Stablecoins Explained

Stablecoin Dominance: What It Measures and How to Read It

Stablecoin dominance is stablecoins' share of total crypto market cap. How it is calculated, what rising or falling dominance signals, and why it is changing.

Lesa Moné · Oct 12, 2026Public

Payments

Agentic Payments

What Is Agentic Commerce? How AI Agents Shop and Pay

What is agentic commerce: how AI agents shop and pay, the protocol stack (ACP, AP2, UCP, MCP, x402, Visa and Mastercard), and where stablecoins fit.

Agentic Payments

Best MCP Servers for Payments and Stablecoins

Best MCP servers for payments compared: Stripe, Coinbase with x402, PayPal, Square, Crossmint and x402-gated servers for AI agents and businesses.

Agentic Payments

What Is x402? The HTTP Payment Protocol for AI Agents

What is x402: the open HTTP 402 payment protocol letting AI agents pay for APIs and content in stablecoins, how it works, adoption, and limitations.

Lesa Moné · Oct 26, 2026Public

Infrastructure

Best Crypto On-Ramp and Off-Ramp Platforms in 2026

Coinbase, Transak, Ramp Network, MoonPay, Beam and Stripe, ranked for US fit on rails, off-ramp support, fees and compliance rather than global reach.

Wallets & Yield

Best Stablecoin Loans: Where to Borrow USDC, USDT and USDS

Compare the best stablecoin loans: borrow USDC, USDT or USDS against BTC and ETH on Nexo, Coinbase, Aave, Spark, Compound and Ledn. Rates, chains and custody.

Best Crypto Loans: Top Crypto-Backed Lenders Compared

Compare crypto-backed loans from Nexo, Coinbase, Aave, Ledn and Figure: rates from about 4% to 12.6% APR, LTV limits, liquidation levels and US availability.

Are Crypto Loans Taxable?

Taking out a crypto loan is generally not taxable in the US, but liquidation, repaying with appreciated crypto and DeFi steps can be. What triggers tax, and why.

Aave vs Nexo: DeFi vs CeFi for Borrowing Stablecoins

Aave vs Nexo for borrowing USDC or USDT: market rates near 4% vs tiered rates from 0.9%, self-custody vs custodial, and how liquidation works on each.

Markets & Policy

Lesa Moné · Oct 30, 2026Public

Policy

Stablecoin Treasury Management: A Buyer's Guide for Finance Teams

Five criteria, one scorecard, two evidenced options and a list of red flags. A vendor-neutral way for treasurers to judge stablecoin platforms before committing.

Policy

What Is the US Treasury's Position on Stablecoins Explained

Treasury is now writing the rules for payment stablecoins. Here is what the GENIUS Act rulemaking defines, and why issuer reserves matter for the T-bill market.

Policy

Travel Rule Compliance for Stablecoin Operators Explained

US funds rule or FATF crypto standard? A stablecoin operator answers to both. We separate the regimes, compare thresholds and walk one transfer end to end.