Last updated: October 26, 2026
TL;DR
A crypto referral code is an invite link from an existing customer that pays a sign-up bonus to you, the referrer, or both, once you complete a qualifying action such as a deposit or purchase. The bonus is rarely free money: most require identity verification, a minimum deposit and a holding period. Below are all the codes we hold, with the real conditions for each.
How crypto referral codes actually work
The bonus is a customer acquisition cost the platform pays instead of advertising. That framing explains every condition you will meet. Platforms want funded, active accounts, so rewards pay out only after you verify your identity, deposit, and stay for a set period.
Four things separate a good referral offer from a weak one:
- Who gets paid. Some programs reward both sides, some only the referrer.
- What unlocks it. A $1 deposit and a $500 single top-up are very different bars.
- The lock-up. Most rewards can be clawed back if you withdraw early.
- What you are paid in. Bitcoin, a platform token or a fractional share each carry different risk.
The criterion that matters most: only sign up for a product you would use anyway. A $20 bonus does not justify the wrong wallet or card.
Quick comparison table
| Platform | Type | New user gets | Referrer gets | Key condition | Full page |
|---|---|---|---|---|---|
| Nexo | Crypto lending and yield | Share of 0.5% of 30-day avg balance, in NEXO, up to $2,500 | Same | ID verification, funded account | Nexo referral code |
| Ledger | Hardware wallet | Up to $20 in BTC | Up to $20 in BTC | Purchase a device, claim after 30 days | Ledger referral code |
| ether.fi Cash | Crypto card | Varies by campaign | Cashback on referee spending | Card activation | ether.fi referral code |
| Revolut | Fintech account | Varies by campaign and country | Varies by campaign | Shown in app at sign-up | Revolut referral code |
| Revolut Business | Business account | Varies by campaign | Varies by campaign | Business account approval | Revolut Business referral code |
| Trading 212 | Stocks and ETFs | Free fractional share (UK: £8 to £100) | Free fractional share | Deposit, 30-day hold | Trading 212 referral code |
| Rain | Crypto exchange (Middle East) | Shown in app at sign-up | Shown in app | ID verification | Rain referral code |
| Superteam Earn | Solana bounties and jobs | Access to paid bounties | Shown in account | Account sign-up | Superteam Earn referral code |
Rewards checked October 26, 2026 against each platform's own referral page or terms. Campaigns change often; the amount shown in the app at sign-up is the one that applies.
Our codes at a glance
Nexo: code othz0fmwtm. The largest potential reward on this list, paid in NEXO tokens and scaled to your balance. Sign up with Nexo. Full analysis: Nexo Card review.
Ledger: code MBN5FTSZQYZK8. The simplest offer: buy a device, both sides get Bitcoin after 30 days. Buy a Ledger. Full analysis: Ledger wallet review.
ether.fi Cash: code 3aba3fd1. Campaign-driven cashback on a self-custodial crypto card. Join ether.fi. Full analysis: ether.fi Card review.
Revolut: personal account invite. Join Revolut. Full analysis: Revolut review.
Revolut Business: business account invite. Open Revolut Business. Full analysis: Revolut Business review.
Trading 212: code 1BknwJLc0N. Join Trading 212.
Rain: code 57XGMAD. Join Rain.
Superteam Earn: code E5WUV42. Join Superteam Earn.
The catches that apply to almost every code
Clawbacks are standard. Trading 212, for example, can reclaim a reward share if the new user withdraws everything or goes inactive, and most crypto platforms reserve the same right.
Token rewards carry price risk. A reward paid in a platform token is worth what that token is worth when you sell it, not what it was worth when credited.
Availability is regional. Several of these products are not offered to US residents, and reward amounts differ by country. Check eligibility before you deposit.
Campaign codes expire. Revolut and Trading 212 run time-limited campaigns. We update this page when codes change, but the in-app terms always take priority.
FAQ
What is a crypto referral code?
A crypto referral code is a unique invite link or code from an existing user. When a new user signs up with it and completes the qualifying steps, usually identity verification plus a deposit or purchase, the platform pays a bonus to one or both people. The amount and conditions are set by the platform, not the referrer.
Are crypto referral bonuses really free?
Not fully. Most bonuses require a deposit, a minimum holding period and identity verification, and many can be reclaimed if you withdraw early. Bonuses paid in tokens or shares also carry market risk. Treat a bonus as a discount on a product you already want, not as a reason to sign up.
Which crypto referral code pays the most?
On paper, Nexo, which splits 0.5% of a new user's 30-day average portfolio balance, up to $2,500 each in NEXO tokens. That only pays meaningfully on large balances. For a small, predictable reward, Ledger's up to $20 in Bitcoin per device purchase is the most straightforward.
Can I use more than one referral code on the same platform?
No. Platforms attribute each new account to a single referral link at sign-up, and adding a code after registration usually does not work. Pick the code before you create the account, and make sure you sign up through the link rather than the app store directly.
Do referral rewards count as taxable income?
Often, yes. US tax treatment of crypto rewards generally counts them as income at fair market value when received, and other countries have their own rules. Trading 212's UK terms, for example, state the reward counts toward the ISA allowance. Check with a tax professional for your situation.
Referral rewards change frequently. The terms displayed in each platform's app at sign-up are the ones that apply.
